Carrying auto insurance is a crucial decision for anyone on the roads today. With so many drivers on cell phones, eating fast food, and even watching TV while at the wheel, it is not unusual to find yourself in a “fender bender” or serious wreck. Having car insurance can make such an ordeal a lot less stressful for you and your family. Auto insurance protects you and your family financially if you ever have an accident in your car. You have a contractual agreement with your

Choosing the right motorcycle insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Always ask your insurance agent or company representative which laws apply in your state. Liability coverage Liability insurance covers bodily injury and property damage th

Auto Insurance Are you in the market for a new low-cost car? Before you head off to the showroom, you may want to determine which cars are the least expensive to insure. There are many low-cost autos on the market which are very popular. If you are in the market for a fuel-efficient, low-cost auto, here are some items to consider. Auto Liability Coverage pays for medical damages and funeral expenses for any people injured or killed in an accident for which you were responsibl

If you drive your personally owned auto for Uber, Lyft, or even a pizza delivery company, your personal auto insurance will not provide coverage you need, should you be involved in an accident. Uber and Lyft are "rideshare" services that compete with taxis and more traditional car transport services. These companies do not own or operate their cars and do not hire their drivers directly. Drivers are independent contractors who drive their own vehicles to pick up and drop off

You want to be adequately covered if you do have a claim, but you do not want to pay more than you should. Call Shepard Insurance before you

Oh Deer! Am I Safe On The Road This Fall And Winter? No matter where you drive, in the suburbs, rural roads, or country highways, you may en

It is that time of year when millions of kids are heading back to the classroom. It also may be a good time to have us review your auto insurance. Having the correct Texas auto insurance coverage and limits is very important in this litigious world. What to do in a school zone A school zone is any area near a school or crosswalk leading to a school. School zones typically have speed limits of between 15 and 25 mph, and fines for speeding in these areas are usually double. Slo

Let’s face it, you buy home and auto insurance to protect you when and or if an accident happens. And when you have an accident, you want your Texas personal insurance to respond. If it has been a while since you updated your personal insurance coverage, you may want to call your agent today. When to Call Your Agent When you buy or sell a car If you started a home based business If you are thinking about putting in a pool When you purchased any high end jewelry, guns or other