Contractors Need The Right Kind of Insurance Texas Construction projects depend on the special talent and skills of artisan contractors. Artisan contractors are part of our thriving economy. Every Texas contractor, at some time, should have their business insurance reviewed by an independent insurance agent like Shepard Insurance Agency. Who Are These Artisan Contractors? Artisan contractors are usually small companies that offer specialty skills made up of one or more of th

Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time. Except one of the female employees said that a manager touched her and made un-wanted advances. Now she is filing an employment liability claim. This is a scenario that no one wants to happen. Your business insurance many not cover this lawsuit unless you have employment practices liability insurance. Call our office for a review of your commercial

Personal Insurance and Safety Update Halloween is over and that means we are in the middle of the holiday season. During the next 45 days, we will all be busy shopping, eating out, and traveling. Thieves know that the police are overloaded during the holiday season, and they take full advantage it. Burglars know that there are many expensive items in homes and cars during the holidays. Your home or renter’s insurance will provide coverage for theft or loss if you have the

Is Your Business Covered For These Risks? Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business. That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to meet your needs. Here are examples of insurance coverage options that you should consider. Business Income and Extra Expense Comm

A Texas Business Insurance and Risk Management Trends Every business faces risks of various kinds. If you have employees you have the risk of employee injury. You most likely buy workers’ compensation to protect yourself from this risk. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your company to lawsuits, liability and substantial expenses. An unfortunate number of these situations go unnoticed by man

2017 is coming to a close and 2018 will be here in a few weeks. 2018 is set to be a good year for business. The economy is growing and employment is at one of the highest levels in the past 25 years. There will always be challenges regarding business insurance and risk management. Business Insurance Trends The business insurance world is changing at a fast pace. Technology is continually evolving and businesses must change or die. New technology also brings change in claims a

Whether you’ve just started a home-based business or your business is established and growing, Shepard Insurance Agency can help you protect

Employment claims can be distracting and emotional for business owners who may feel betrayed by employees they have known and trusted. Clai

Whether you’ve just started a home-based business or your business is established and growing, Shepard Insurance Agency can help you protect

Don't do business with strangers, know the company and people you're handing your trust to. Here are a few things to remember about

Typically, professionals such as doctors, accountants, nurses, insurance agents, lawyers, and architects purchase Professional Liability ins