When you first buy a home, you may become overwhelmed by all of the extra costs you never thought about having. One of those costs may be home insurance coverage. Young homebuyers may not see the need for such costly insurance, but anyone who has used their home insurance knows exactly how important it is. Many mortgage companies require specific coverage plans. Even if you choose to buy your home, without financing it, you will need home insurance coverage. Take a look at th

Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. Most homeowners are familiar with the basic coverage found their homeowner’s insurance policy; including coverage for the home itself, personal property and liability associated with owning a home. Are There Other Coverages? There is often other coverage found in your

A Personal Insurance Update November is here and that means the holiday season has started. Over the next number of weeks, holiday activities will consume much of our time. This is also the season when homeowners have insurance claims for fire, burglary, theft from vehicles, and even auto accidents. Now may be the best time to have us review your personal insurance in order to make sure you have the individual coverage you need. Shopping Safety Tips Always be aware of your

Shepard Insurance Agency understands that your property is a very important part of your life. In fact, the single biggest investment you ma

In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat. However, keeping

Many people are foregoing a new home for an upgrade on their existing one.  Have you attempted to hire a contractor lately?  It is next to i

Let’s face it, you buy home and auto insurance to protect you when and or if an accident happens. And when you have an accident, you want your Texas personal insurance to respond. If it has been a while since you updated your personal insurance coverage, you may want to call your agent today. When to Call Your Agent When you buy or sell a car If you started a home based business If you are thinking about putting in a pool When you purchased any high end jewelry, guns or other