Personal Insurance and Safety Update Halloween is over and that means we are in the middle of the holiday season. During the next 45 days, we will all be busy shopping, eating out, and traveling. Thieves know that the police are overloaded during the holiday season, and they take full advantage it. Burglars know that there are many expensive items in homes and cars during the holidays. Your home or renter’s insurance will provide coverage for theft or loss if you have the

Identity Theft Prevention Your identity belongs to you, and it is important to protect it. The best way to protect yourself against identity theft is to prevent it. However, if your identity is stolen, you will be able to minimize the damage by being prepared to act quickly. Shepard Insurance Agency offers identity theft and cyber risk insurance to businesses and individuals. Our homeowner’s coverage also includes a wide range of insurance options. We offer property insurance

If you drive your personally owned auto for Uber, Lyft, or even a pizza delivery company, your personal auto insurance will not provide coverage you need, should you be involved in an accident. Uber and Lyft are "rideshare" services that compete with taxis and more traditional car transport services. These companies do not own or operate their cars and do not hire their drivers directly. Drivers are independent contractors who drive their own vehicles to pick up and drop off

A major insurance company (Travelers) recently published a risk index that identified a number of risky areas. Certainly, many things we do create some level of risk. However, the good news is that there are insurance products that can help you manage your risk. Here are some of the top risk concerns found in the Travelers Insurance index: Personal Risks Over fifty percent of consumers feel the world is getting riskier. The top three personal areas of concern are personal p

A Personal Insurance Update November is here and that means the holiday season has started. Over the next number of weeks, holiday activities will consume much of our time. This is also the season when homeowners have insurance claims for fire, burglary, theft from vehicles, and even auto accidents. Now may be the best time to have us review your personal insurance in order to make sure you have the individual coverage you need. Shopping Safety Tips Always be aware of your

A Personal Insurance and Safety Update Summertime means more of us are heading to the pool, lake, ocean, or river to relax and have fun. Unfortunately, these activities can lead to accidents and injury. Summer also brings increases in heat related illness and teen driving accidents, according to PC260.com. It is also important to have a personal insurance review to make sure all your summer activities are covered. For example, if you have purchased a boat, you may need a s

Shepard Insurance Agency understands that your property is a very important part of your life. In fact, the single biggest investment you ma

We know that reading an insurance policy can be tough. The insurance industry is working hard to make auto, home and personal insurance policies easier to read. Most insurance policies are 40 to 60 pages, with lots of legal terms that are hard for even attorneys to understand. But the fact remains, it is very important that you read and understand your personal insurance policy. To help make the task easier for you, we offer this guide. Insurance Policy Reading Tips Start Wit

Don't do business with strangers, know the company and people you're handing your trust to. Here are a few things to remember about