- Bob Lilly
Oh Deer! Am I Safe On The Road This Fall And Winter?
No matter where you drive, in the suburbs, rural roads, or country highways, you may encounter a deer or other animal crossing the roads. The Insurance Information Institute reports that over 1 .7 million deer-vehicle collisions occur each year, and these accidents cause vehicle damage, injuries, and even fatalities at a cost in the neighborhood of $4.6 billion.
Whether you are taking your family on a trip through the woods, or traveling on business, your insurance is there to help you.
What Does Auto Insurance Cover?
If you hit a deer or other animal and you have comprehensive coverage on your auto insurance, you will have the auto insurance necessary to repair the damage.
Driving Safety Tips
Heed the warning signs. Posted warnings of deer and animal crossing are there for a reason.
Always drive at a safe speed.
Many animals move around at dusk and early morning.
Observe your surroundings. Actively scan the sides of the roads as you drive for any signs of wildlife.
September through January is a time when deer and elk are particularly active.
Deer and elk are herd animals, so if you see one, there may be more.
Don’t rely on vehicle-mounted whistles or reflectors to keep deer away from your vehicle. Studies show they are not effective.
Notify the local
law enforcement agency if you have an accident with an animal.
Call your agent to report a claim.
Contact the local emergency services if anyone is injured.
Shepard Insurance Agency can help you protect your livelihood against the unexpected. We offer tailored programs for all types of families and businesses in McAllen, TX, the entire Rio Grande Valley and the great State of Texas.
Call us at (956) 686-3888 or start a Free Rate Quote. We can review your insurance requirements and create a portfolio to protect your assets and minimize your risk of loss.