How to Design a Business Insurance Policy
A Commercial Insurance Update
There are many insurance companies that are willing to offer you commercial insurance coverage. However, how can tell them apart, other than by their logo or advertising? That is why you hire us, to help you review your risk, then design a program that fits your needs, and finally go to the marketplace and bring back the best options. Not all insurance companies are the same. They all offer different kinds of business insurance and services. Here are some of the different kinds of coverage that you might consider when designing a commercial insurance program. Each of these liability types offers protection from business-related fraud. Purchasing several, or even all, of these policies may be necessary to fully protect your company from lawsuits.
Directors and Officers Insurance
Commercial Crime Liability
Business Income and Extra Expense
A Commercial Umbrella Policy
Errors and Omissions Insurance
Employee Practices Liability
Privacy and Network Security Insurance
One way to make sure you get the best possible combination of coverage, price, and service is to have us help you identify the top insurers in your industry. Other things to consider are your deductibles and limits purchased. When selecting an insurance company allow your agent to do most of the heavy lifting.
Whether you’ve just started a home-based business or your business is established and growing, Shepard Insurance Agency can help you protect your livelihood against the unexpected. We offer tailored programs for all types of businesses and professions in McAllen, TX, the entire Rio Grande Valley and the great State of Texas.
Call us at (956) 686-3888 or start a Free Rate Quote. We can review your insurance requirements and create a portfolio to protect your assets and minimize your risk of loss.