- Bob Lilly
What To Do After An Auto Accident

Don’t Let an Auto Accident be a Pain
Automobile accidents happen every day in Texas. Although no one wants to experience an auto accident, knowing what to do in case one happens to you could soften the impact on your life in the days and weeks to follow. You purchase auto insurance to help you through accidents when, or if, they happen. If you have an auto accident, we are here to help you. You may always call us to help you through the process.
If you are involved in an accident, think about your safety and those around you before thinking about insurance. The first priority is to check for injuries at the scene. Call 911 for medical help if anyone at the scene is injured. Notify the police as soon as possible.
Try to protect the scene; don’t move vehicles unless the police instruct you to.
Obtain the names, addresses, and telephone numbers of all persons involved, including passengers and witnesses. It is a good idea to look at drivers licenses. Record the license plate numbers of all cars involved. Get complete Insurance information, including policy numbers. Having the agents name and number is also beneficial.
Never admit an accident was your fault, even if you think it was. An apology can be construed as an admission of fault. Let the authorities determine who was responsible. Auto accidents can be disorienting even if you are not physically injured. You may not be aware of all factors leading up to the crash.
Contact our office, we are here to; help. Contact your insurance company as soon as possible, even if damages are minor.
You have the right to take your car to the repair shop of your choice. It can be beneficial to get two quotes as pricing and quality vary.
Use your smart phone to take pictures before vehicles are moved. It provides documentation.
We are here to help you with your auto insurance needs. We have access to many insurance products and can provide you with competitive premiums. We offer auto liability, auto collision and auto comprehensive coverage.
With over 20 years of experience in the insurance industry Leon Shum the agency owner is ready to help you find the right coverage for your home or business.
Shepard Insurance Agency can help you protect your livelihood against the unexpected. We offer tailored programs for all types of businesses and professions in McAllen, TX, the entire Rio Grande Valley and the great State of Texas.
Call us at (956) 686-3888 or start a Free Rate Quote. We can review your insurance requirements and create a portfolio to protect your assets and minimiz