Preventing Identity Theft
Identity Theft Prevention
Your identity belongs to you, and it is important to protect it. The best way to protect yourself against identity theft is to prevent it. However, if your identity is stolen, you will be able to minimize the damage by being prepared to act quickly. Shepard Insurance Agency offers identity theft and cyber risk insurance to businesses and individuals. Our homeowner’s coverage also includes a wide range of insurance options. We offer property insurance products to customers in McAllen, TX, the entire Rio Grande Valley, and the great State of Texas. Call us today for a quote.
Here are some good tips to help you protect your identity:
Start with Good Preventive Habits
Leave your Social Security card at home in a safe place.
Shred papers with personal information.
Reduce your credit card accounts, and carry only the cards you need.
Photocopy both sides of your credit cards and store safely.
Watch Your Accounts Closely
Review balances and transactions often by phone or online.
Make sure every transaction on your credit card statements is accurate.
Sign up with Experian, Transunion and Equifax. Stagger your requests to get a free credit report every four months, or sign up for credit watch service that will report directly to you.
If Identity Theft Happens to You
Report the theft to the police immediately and make several copies of the police report.
Call your credit card companies and ask where to send a copy of the police report.
File a Federal Trade Commission ID Theft Complaint and Identity Theft Affidavit.
Have your bank place an alert on your driver's license number and Social Security number, and freeze your account.
Call fraud units of the credit report agencies Experian, Equifax and Transunion.