• Kent Shepard

Do You Have Questions About Your Auto Insurance?


It seems like you can’t get through a TV show or read a magazine without seeing an auto insurance ad. Big insurance companies spend billions to get your Texas auto insurance business. But are they really giving you the best coverage designed specifically for you?


Here are a few auto insurance myths we have seen, that you need to know about:


Myth - Buying on line is better. Would you go to a web page to diagnose your illness and then select from a drop down list for your treatment? That is what on-line insurance buying is like. Call an independent agent so we can help design the right combination on coverage and price. We have access to multiple markets, not just one. Cheap insurance seems great until you have a loss.


Myth - Bright colored cars cost more to insure. Wrong. Premiums are based on the type of vehicle you have, it’s value, where you live and other factors.


Myth - One ticket or accident will cause my company to cancel my insurance. Most insurance companies do not penalize you this way. They are more concerned with patterns of driving.


Myth - Older drivers pay more. This is not true. Many of our companies give discounts to older drivers.


Myth - The TV commercial said it was covered. All claims are subject to your individual policy terms and conditions. That is why an independent agent is important. We can provide information about what is covered and what is not.


Myth - Mexico? No problem. If you travel to Mexico we recommend special Mexico coverage.


Myth - If I get hit by someone else, the other party will pay. That is true if they have insurance. Even though many states have mandatory auto insurance requirements, almost one fifth of all drivers don’t’ have insurance. And if you don’t have the right coverage you will not be covered.


Myth – Rest assured the lizard or whatever won’t be there to help you settle a claim, but we will.


Shepard Insurance Agency offers Auto Insurance Coverage in McAllen, TX, the entire Rio Grande Valley and the great State of Texas. We will be happy to review your coverage to make sure you are getting the most amount of insurance for the least amount of money. We can offer you a wide variety of coverage options!

Come Visit Us In Our Mcallen, Tx, View Our Services Page And Contact Us Directly If You Need Any Information On Auto Insurance, Home Insurance, Business Insurance, Life Insurance, Health Insurance, Or Commercial Insurance

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