• Kent Shepard

Interesting Insurance Facts


Many people think insurance is burning and a little dry. Well we want to help change that. Here are some interesting insurance facts you may not have thought of.

  • Starbucks pays more for employee health insurance than it pays for coffee.

  • Although the concept of insurance can be traced back to ancient civilizations, the first known insurance contract was signed in 1347 in Genoa, Italy.

  • Did you know a few homeowner policies provide coverage for Kidnap and Ransom?

  • The most expensive insurance policy in the world belongs to the American director Steven Spielberg, his life was insured for $ 1.2 billion.

  • Your driving record can predict how long you will live. Research shows people with no tickets or accidents live longer on average regardless of the type of death.

  • Your driving record can predict how long you will live. Research shows people with no tickets or accidents live longer on average regardless of the type of death.

  • Your home insurance probably covers volcano and meteor damage

  • If a tree from your property falls and damages your neighbor’s fence, whose insurance do you think pays for the damage? Do you think it would be your insurance or your neighbor’s insurance? It’s your neighbor’s insurance. Why? The reason is that this is considered an Act of God. Unless you were aware the tree was in danger of falling, it’s your neighbor’s insurance that is on the hook.

We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible. Our Shepard Insurance agency truly values the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.

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