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Top Insurance Claims During The Summer

Summer is here for most of us, which means getting outside, traveling, playing sports, and completing home improvement projects. But spring and summer can be dangerous. Here are some of the most common claims that occur in spring and summer.

  • BBQ fires

  • Boating accidents

  • Car accidents

  • Drownings

  • Bike accidents

  • Home burglary

Having the proper personal insurance can help if and when claims occur.

We at Shepard Insurance can provide personal insurance options that fit your individual needs. That may mean a personal umbrella for added protection, competitive coverage for a vacation home, life insurance, disability insurance, or even mortgage protection coverage. It may also mean we advise you to increase your deductibles on older vehicles. If you have a custom home, we would recommend adding the feature to your homeowner’s insurance that is designed to provide the needed replacement coverage in the event of a loss.

Home Insurance – Do you have true replacement cost coverage. Are you insuring your loss of use if your home were destroyed?

Auto Insurance – We recommend buying more than the state minimum requirements for liability coverage. The small additional premium can help protect your financial future.

Motorcycle Insurance - 24-Hour Roadside Assistance, your bike breaks down in the middle of a long road trip. Count on roadside help with this coverage

Watercraft Insurance - Protect your watercraft and trailer, including options for agreed value and emergency services.

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