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Your Guide To Personal Insurance For 2021
When was the last time you reviewed your insurance coverage? The start of a New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on your financial needs and plans? Call our office today, and we can help you find the right combination of coverage and price.
Insurance “To Do” List:
General or Personal Items
Review my insurance to make sure I have the right coverage
Take the time to read my insurance policies
Does my agent have all my correct information, including new phone number, address, and newly purchased property?
Make sure I have identity theft insurance
Do I have enough life insurance?
Do I need life insurance for my spouse?
Auto Insurance
Check my credit score
Consider increasing my auto deductibles on my older vehicles
Home
Get a quote for earthquake or flood insurance
Combine my auto and home insurance to save money
Complete a home inventory to ensure my property values are correct
Consider purchasing or increasing my umbrella coverage
Safety
Consider an alarm system
Clean my gutters
Have I replaced all the batteries in my smoke detectors?
Have I experienced any of these changes?
Bought a new car or sold a car
Changed your marital status
Bought a boat, RV or ATV
Change of address
Started a home business
Remote working in 2021
Welcomed a new baby into the family
Received a major inheritance
Have a new teen driver in the family
New purchases of guns, jewelry or art
Purchased second home
Please call our office today if you need to make any changes in your insurance program.
We all want to save money, especially on our home insurance. However, you must know how to get a good rate without compromising on coverage. By talking to us and discussing the coverages needed for your home, you will be able to receive the best possible combination of coverage, price and service.
Shepard Insurance Agency understands that your property is a very important part of your life. In fact, the single biggest investment you may ever make is your home. Are you sure you have adequately protected your home and other properties?