© 2019 Shepard Insurance. 

Texas Sized General Liability Coverage For Your Business

March 7, 2018


A Texas Business Insurance Update


We understand every business is unique. You serve people first and foremost. Just because you are a small business does not mean you are exempt from litigation. Every business large or small need general liability insurance to protect your organization from unforeseen events. 


General liability insurance should be the foundation of your commercial insurance program. general liability insurance provides the following coverage:

  • Bodily Injury- Bodily Injury to a third party.

  • Property Damage- Damage to a third parties’ property (equipment building etc.).

  • Personal Injury- Injury to the mind or emotions, as opposed to an injury to property.

  • Advertising Liability- Damages arising out of advertising, libel, slander and invasion of privacy.

  • Products & Completed Operations- Liability arising out of the Nonprofits products or business operations and services conducted, excluding Professional services.

  • Premises-Covers liability arising out of injury to third parties while on your premises.

  • Medical Payments- A general liability coverage that reimburses others, without regard to the insured's liability for bodily injury while on your premises.

General liability insurance is designed to cover defense costs as well as judgments. It is an important part of your insurance program that we recommend for your organization.


Whether you’ve just started a home-based business or your business is established and growing, Shepard Insurance Agency can help you protect your livelihood against the unexpected. We offer tailored programs for all types of businesses and professions in McAllen, TX, the entire Rio Grande Valley and the great State of Texas.


Call us at (956) 686-3888 or start a Free Rate Quote. We can review your insurance requirements and create a portfolio to protect your assets and minimize your risk of loss

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